Credit Card Use: Be Careful when using
Credit Card Use: Be Careful when using: Now, starting from shopping to online bill payment, everything can be done easily. That is why most women are relying on it instead of carrying cash. However, even a little carelessness while using it sometimes causes big problems. So, know what aspects to be careful about while using this…
Consult a financial expert for various information such as how much you will get, which bank or institution you will get it from, how much interest you will have to pay, how long this will last, etc. Otherwise, you may fall victim to fraud.
Similarly, when applying for a credit card, read and fill the form carefully.
- Do not immediately decide to take it after seeing an attractive offer of a credit card in a message or e-mail on your mobile, but first collect data from the bank properly. Because it has many rules and conditions, which can get you into trouble later.
- Take this according to your needs. Don’t take a card for large money for getting more offers or reward points etc., as it increases your expense in the long run.
- mWrite the card number, PIN, validity, card company number, and all other important information related to it on a piece of paper. Keep a photocopy of it as well.
- Sign on the signature area given on the back of the credit card. Now no one will be able to make a fake credit card for you.
- Make the password used for these transactions something that cannot be easily hacked. Keep the password secret. Never make the mistake of writing it down. Use it within the specified period of it. Try to pay the money within the same period. Otherwise, you may have to pay high interest and penalties.
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